Agencies Issue Final Rule Expanding the Definition of Excepted Benefits

On Sept. 26, 2014, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury issued final regulations expanding one category of excepted benefits. Excepted benefits are certain categories established under the Health Insurance Portability and Accountability Act (HIPAA) that are not governed by the HIPAA portability regulations.

Employee benefits that qualify as excepted benefits under HIPAA are also not subject to the market reforms under the Affordable Care Act (ACA), including the prohibition on annual limits and the preventive care coverage requirement.

These final regulations, issued on Sept. 26, simplify the requirements for limited-scope vision or dental benefits to qualify as excepted benefits, and the regulations also Read More 

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