If you find it harder to keep up with your workout program as the temperatures drop, you’re not alone. Every year, many Americans find it increasingly difficult to remain committed to their plan as the holidays, shorter days and less-than-ideal weather create obstacles.

Whether you’re a gym-goer or outdoor exerciser, there are simple ways you can overcome the winter obstacles and stay on track with your workout plan.

• • Acclimate to colder weather by warming up inside. If you’re an outdoor exerciser, try doing your warmup inside. By doing so, you’ll raise your body temperature and already be warm before you step outside.
• • Prep for your next day the night before. If you’re an early morning gym-goer, try getting everything you need for the next day together the night before. This way, all you need to do when your alarm goes off is get up, get dressed and go to the gym.
• • Have a backup plan. Even the most dedicated exercisers will lose their motivation. That’s why it’s essential to have a backup workout plan that you can do at home. It doesn’t have to be lengthy, doing something is better than doing nothing at all. Aim to have three or four full-body workouts ready for when you need them. Read More

LINKS AND RESOURCES

• • IRS Revenue Procedure 2018-30 – HSA limits for 2019
• • IRS Revenue Procedure 2017-37 – HSA limits for 2018
• • IRS Revenue Procedure 2016-28 – HSA limits for 2017

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On Oct. 23, 2018, the Departments of Labor, Health and Human Services, and the Treasury (Departments) issued a proposed rule that would expand the usability of health reimbursement arrangements (HRAs). Effective in 2020, the proposed rule would:

• Allow HRAs to be used to reimburse the cost of individual market premiums on a tax-preferred basis, subject to certain conditions; and
• Allow employers that offer traditional group coverage to provide an HRA of up to $1,800 per year (as adjusted) to reimburse certain qualified medical expenses. Read More

Heart disease is a concern for many Americans and is the leading killer of women in the United States. Along with a healthy diet and exercise, those at risk of a heart attack or stroke can take another precaution to reduce their risks—a daily dose of aspirin.

According to the Mayo Foundation for Medical Education and Research, taking an aspirin daily can actually lower the risk of heart attack and stroke, as it interferes with the body’s blood clotting action.

As blood clots within the vessels that supply blood to your heart and brain, it can block arteries that are already narrowed due to the buildup of fatty deposits. When this occurs, blood cannot flow to the heart and brain successfully, which can lead to a heart attack or stroke. However, by taking aspirin on a regular basis, you can reduce clotting and potentially prevent a heart attack or stroke.

Is Aspirin Therapy Right for Me?

Taking a daily dose of aspirin is not right for everyone and it is ultimately up to you and your doctor to determine if this therapy will benefit your current health condition. Those who will typically benefit from daily aspirin therapy are: Click here to read Full Article