Employee Benefits Solutions

DNA goes beyond the basic services provided by most brokerage firms; we use evidence-based data collection and data mining to design benefit plans that reduce barriers to care, decrease healthcare costs, and encourage pharmaceutical compliance. We also perform medical, disability, and worker’s compensation claims analysis to reduce productivity costs. Then we design programs that create awareness and health education, increase motivation and participation, and provide opportunities for healthier lifestyle choices and an environment where employees can use their new skills.

We manage the entire renewal process; from the marketing of employee benefit plans, to open enrollment support and communication. We function as your advocate with claims and billing issues.

We offer medical (fully insured or self-funded) dental, vision, disability, group, and voluntary life and AD&D plans. We can work with your current TPA and billing agent or make recommendations.

Employee Benefits:

• Health, Dental, Life and Disability Plans, Vision, FSA, and High Deductible Plans
• Designing plans to aid in new hire and retention goals
• Auditing and review of current carriers
• Strategic plan recommendations
• Premium and benefit analysis
• Marketing of plans for cost-effectiveness
• Identifying coverage gaps and overlapping benefits
• Reviewing wellness programs-integrate with employee benefits
• Analyzing medical costs due to risk factors and the impact on premium costs
• Identifying risk factors that impact productivity costs
• Benchmarking (local and national) of benefits and wellness programs
• Reviewing current contribution strategies

Account Management:

• Manage the renewal process and meetings
• Open enrollment support and communication
• Quarterly “Healthcare Checkup” meetings
• New Hire Kits
• Compliance audits; example: Over-aged dependents, COBRA and FMLA
• Assistance with wellness and health promotion programs
• Survey your employees on benefits and wellness
• HR legal support
• EPA programs
• Employee communication

Administrative Services:

• Medicare Part D letters and CMS notification
• COBRA Administration with a premium collection
• Claims and billing resolutions
• Legislation and compliance updates and notices (FMLA, PPACA)
• Section 125, HRA, HSA, and FSA administration
• HR assistance on legal questions/issues/letters/forms
• HR training for your staff