To Offset Health Care Cost Increases, Sweeping Plan Design Changes Expected

According to a survey recently released by Towers Watson and National Business Group, health care costs are projected to increase by 7 percent in 2011. Annual costs per employee are expected to reach $11,176 (up 7.6 percent from 2010).

Employers are concerned not only with these expected rising costs, but also with the effects health care reform will have on their health plans over the next several years. Many companies are implementing more comprehensive plan design changes to address these concerns, such as:

  • Increasing contributions for dependents, either through per-dependent contributions or spousal waivers or surcharges

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